Protecting your home does not come in a one size fits all approach. There are many different variables in regards to your home. This not only includes the kind of home you have but who you have living in it. You may want to protect certain areas of the house further if you have kids playing by windows or if you live in an area that experiences a high level of flooding. Regardless of where you live in and around Davie, FL, Zot Insurance Agency is here to help you with your insurance needs. 

Flood Insurance

Whenever you live in Florida, it’s always highly recommended to invest in flood insurance. You never know when the next major storm might hit, so having the peace of mind knowing your home is protected will help prevent you from paying for flooding repairs out of pocket. 

Home Business

Do you run a home business? Perhaps you’ve been cultivating a side job at home, and it’s starting to grow. Whether you’re printing t-shirts in the garage or offer marketing services, when you have a home business it’s important to protect it. If your business valuables are stolen or damaged in a storm, it may not be covered by your current policy. Replacing these items can set your business back months, if not years, which is why you need to consider home business insurance. 

Extra Coverage for Home Valuables

Did you invest in a valuable work of art or jewelry? If so you’ll want extra coverage for these investments. 

Zot Insurance Agency understands the many different needs of a homeowner. With so many variables it is important to find an insurance policy that meets the specific needs of a homeowner. For residents who live in and around Davie, FL, now is the time to give Zot Insurance Agency a call. Feel free to reach out to us if you also live in Georgia, South Carolina, North Carolina, Tennessee, Alabama, or Texas.

How can Home Insurance Help my Resale Value?

How much you get for your home in Davie, FL depends on how you take care of your home — and it starts from the moment you unpack your first box. Upkeep and maintenance aren’t easy to do, but it’s necessary for a number of reasons. For starters, it helps you take more pride in your home, and it ensures you feel a deeper connection to your property. Although, you may be overlooking another major component, your home insurance policy. Zot Insurance Agency wants to help you learn more about your home’s upkeep.

The Fine Print 

Home insurance policies can be long, and somewhat confusing. They use jargon you may not be familiar with, and scenarios that don’t seem to apply to your life. This is due to the fact that it’s impossible to cover all of the situations that may happen to your home. But this explanation will do you little good if something happens to your home and you find you don’t have coverage to pay for the repairs. 

Not being able to pay for damage done to your home isn’t just inconvenient, it can be what ends up destroying the structure and property. For example, water damage from a small flood can turn into toxic black mold. A cracked foundation may end up making the home collapse eventually. But what’s most likely to happen is that the damage gets worse and worse, leading the home to decrease in sale value. It doesn’t even have to be a dramatic circumstance because even seemingly innocuous flaws in the home can spin out of control quickly. 

Zot Insurance Agency can help you maintain your property in Davie, FL for as long as you have it. Give us a call if you want to learn more about how a home insurance policy can help your home.