Trucking Insurance FAQ

Are you in the trucking business? Are you adequately insured? Contact the knowledgeable insurance agents at Zot Insurance Agency serving Davie, FL, with your query today.

What Does Trucking Insurance Cover?

Your trucking insurance should cover five main areas:

  • Your truck or trucks
  • Driver
  • Cargo
  • Passengers
  • Liability

Trucking insurance is often commercial and should be a tailor-made package that covers the appropriate areas above. Be willing and able to discuss these areas extensively with your insurer. They can assist you in providing different coverage options. These options are based on the information you provide, so be as accurate as possible. Review regularly.

What Are the Florida Insurance Requirements?

Most state insurance requirements revolve around liability, and FL is no exception. Any driver on FL roads and highways are required to have mandatory liability insurance, including truckers. However, their liability insurance requirements are much higher, depending on the category of cargo they are carrying.

Interstate truckers must register with the Federal Motor Carrier Safety Administration (FMCSA), and they have their insurance requirements before they issue operating authority.

When discussing your liability cover, consider.

  • Property damage liability
  • Personal injury liability

What Else Should I Think About When It Comes to Trucking Insurance?

The trucking business is sensitive to time delays and costs, and it is essential to consider all the aspects involved when it comes to trucker insurance. Hope for the best, but plan for the worst.

Crashes, breakdowns, and lost cargo are regular occurrences when it comes to trucking, and these affect your bottom line. Having the appropriate insurance in place helps to negate this, and you should therefore consider your trucking insurance as an asset.

Speak to Us Today!

Call Zot Insurance Agency serving Davie, FL, today and make sure you have peace of mind when your trucks are out on the road!