{"id":87,"date":"2021-05-28T04:00:00","date_gmt":"2021-05-28T10:00:00","guid":{"rendered":"https:\/\/www.zotinsurance.com\/blog\/?p=87"},"modified":"2021-05-30T17:20:49","modified_gmt":"2021-05-30T23:20:49","slug":"do-i-need-to-get-property-insurance-for-my-second-home-in-florida","status":"publish","type":"post","link":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/","title":{"rendered":"Do I need to get property insurance for my second home in Florida?"},"content":{"rendered":"<p>Owning a second home in the Davie, FL area is a dream for a lot of people. While you may be excited to own a property that you can visit to enjoy the sun, warm weather, and a variety of local activities, it is important to remember that the property is a valuable asset that requires appropriate insurance coverage. There are a few reasons why you need to have insurance for your second home.&nbsp;<\/p>\n<p><strong>Coverage Protects Your Home<\/strong><\/p>\n<p>One of the main reasons that you need to have property insurance for your second home in this state is because it can protect your home. Anyone that buys a second property will be making a significant investment that they will want to last. To ensure that your home is protected, you need to have a home insurance plan that can be used to repair your property if it is damaged.&nbsp;<\/p>\n<p><strong>Coverage is a Requirement<\/strong><\/p>\n<p>Most people are also going to have specific home insurance requirements that need to be met. If you are going to own a second home, you likely will take out a mortgage and may also be part of a home association. In almost all cases, both your mortgage lender and the home association will require that you carry a full home insurance plan at all times. Having the proper coverage can help you stay in good standing.<\/p>\n<p>In the Davie, FL area, there continue to be a lot of second and vacation homeowners. As you are looking to buy a home here, you should speak with the&nbsp;Zot Insurance Agency to discuss your needs. If you do call the&nbsp;Zot Insurance Agency, you can learn a lot about your housing options and choose a plan that is ideal for your situation.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a second home in the Davie, FL area is a dream for a lot of people. While you may be excited to own a property that you can visit to enjoy the sun, warm weather, and a variety of local activities, it is important to remember that the property is a valuable asset that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-87","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-davie-fl","tag-zot-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Zot Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Do I need to get property insurance for my second home in Florida? | Blog | Zot Insurance\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-05-28T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-05-30T23:20:49+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Do I need to get property insurance for my second home in Florida? | Blog | Zot Insurance\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/#article\",\"name\":\"Do I need to get property insurance for my second home in Florida? | Blog | Zot Insurance\",\"headline\":\"Do I need to get property insurance for my second home in Florida?\",\"author\":{\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2021-05-28T04:00:00-06:00\",\"dateModified\":\"2021-05-30T17:20:49-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/#webpage\"},\"articleSection\":\"Insurance, Davie FL, Zot Insurance Agency\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/#listItem\",\"name\":\"Do I need to get property insurance for my second home in Florida?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/#listItem\",\"position\":3,\"name\":\"Do I need to get property insurance for my second home in Florida?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Zot Insurance\",\"url\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/#webpage\",\"url\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/\",\"name\":\"Do I need to get property insurance for my second home in Florida? | Blog | Zot Insurance\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2021-05-28T04:00:00-06:00\",\"dateModified\":\"2021-05-30T17:20:49-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/\",\"name\":\"Blog | Zot Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.zotinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Do I need to get property insurance for my second home in Florida? | Blog | Zot Insurance","description":"","canonical_url":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/#article","name":"Do I need to get property insurance for my second home in Florida? | Blog | Zot Insurance","headline":"Do I need to get property insurance for my second home in Florida?","author":{"@id":"https:\/\/www.zotinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.zotinsurance.com\/blog\/#organization"},"datePublished":"2021-05-28T04:00:00-06:00","dateModified":"2021-05-30T17:20:49-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/#webpage"},"isPartOf":{"@id":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/#webpage"},"articleSection":"Insurance, Davie FL, Zot Insurance Agency"},{"@type":"BreadcrumbList","@id":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.zotinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.zotinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.zotinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.zotinsurance.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.zotinsurance.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/#listItem","name":"Do I need to get property insurance for my second home in Florida?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.zotinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/#listItem","position":3,"name":"Do I need to get property insurance for my second home in Florida?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.zotinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.zotinsurance.com\/blog\/#organization","name":"Blog | Zot Insurance","url":"https:\/\/www.zotinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.zotinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.zotinsurance.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/#webpage","url":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/","name":"Do I need to get property insurance for my second home in Florida? | Blog | Zot Insurance","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.zotinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/#breadcrumblist"},"author":{"@id":"https:\/\/www.zotinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.zotinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2021-05-28T04:00:00-06:00","dateModified":"2021-05-30T17:20:49-06:00"},{"@type":"WebSite","@id":"https:\/\/www.zotinsurance.com\/blog\/#website","url":"https:\/\/www.zotinsurance.com\/blog\/","name":"Blog | Zot Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.zotinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Zot Insurance |","og:type":"article","og:title":"Do I need to get property insurance for my second home in Florida? | Blog | Zot Insurance","og:url":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/","article:published_time":"2021-05-28T10:00:00+00:00","article:modified_time":"2021-05-30T23:20:49+00:00","twitter:card":"summary","twitter:title":"Do I need to get property insurance for my second home in Florida? | Blog | Zot Insurance"},"aioseo_meta_data":{"post_id":"87","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-05-30 23:21:03","updated":"2025-06-04 12:05:32","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.zotinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.zotinsurance.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDo I need to get property insurance for my second home in Florida?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.zotinsurance.com\/blog"},{"label":"Insurance","link":"https:\/\/www.zotinsurance.com\/blog\/category\/insurance\/"},{"label":"Do I need to get property insurance for my second home in Florida?","link":"https:\/\/www.zotinsurance.com\/blog\/do-i-need-to-get-property-insurance-for-my-second-home-in-florida\/"}],"_links":{"self":[{"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/87","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=87"}],"version-history":[{"count":1,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/87\/revisions"}],"predecessor-version":[{"id":88,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/87\/revisions\/88"}],"wp:attachment":[{"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=87"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=87"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=87"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}