Whether you operate your truck in Davie, FL, or all over the country, it is critical to have a comprehensive trucking policy in place. The specialists at Zot Insurance Agency would be happy to guide you through the process of putting together a policy that is customized to your trucking needs. <\/p>\n
Trucks are classified into three different categories, and depending on the type of truck you have, we will be able to determine the right policy. A truck will either be insured as a light, medium, or heavy-duty truck. Each one of those classes of trucks requires a specific policy. <\/p>\n
While each truck company is different, below are the basic coverages most trucking companies carry. <\/p>\n
Commercial Auto Liability<\/strong>: A commercial auto policy will help pay for liability and property damage in the event your truck is in an accident with a third party.<\/p>\n<\/li>\n Physical Damage coverage<\/strong>: Unlike the commercial auto policy that only covers third party damages, the physical damage coverage will help repair or replace your truck in the event of an accident. <\/p>\n<\/li>\n Motor Truck Cargo<\/strong>: Truck cargo insurance will help recover the cost in the event the load you are carrying is lost or damaged.<\/p>\n<\/li>\n<\/ul>\n This is a critical question to ask as you want to make sure the insurance company will be around in the event you need to file a claim. A high rating indicates a financially sound insurance company. <\/p>\n Considering an umbrella policy is never a bad idea. As you know, trucking accidents can cause a large amount of damage, and an umbrella policy will offer you additional protection. <\/p>\n If you would like to learn more about trucking insurance, reach out to an agent at Zot Insurance Agency in Davie, FL today. We proudly serve Florida and nearby states.<\/p>\n <\/p>\n","protected":false},"excerpt":{"rendered":" Whether you operate your truck in Davie, FL, or all over the country, it is critical to have a comprehensive trucking policy in place. The specialists at Zot Insurance Agency would be happy to guide you through the process of putting together a policy that is customized to your trucking needs. How do I know […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-54","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-davie-fl","tag-zot-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/54","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=54"}],"version-history":[{"count":1,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions"}],"predecessor-version":[{"id":55,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions\/55"}],"wp:attachment":[{"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=54"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=54"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zotinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=54"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}What is the insurance company rating? <\/strong><\/h3>\n
Do I need an umbrella policy? <\/strong><\/h3>\n