{"id":54,"date":"2020-01-31T04:00:00","date_gmt":"2020-01-31T10:00:00","guid":{"rendered":"https:\/\/www.zotinsurance.com\/blog\/?p=54"},"modified":"2020-02-01T18:04:59","modified_gmt":"2020-02-02T00:04:59","slug":"top-questions-to-ask-about-trucking-insurance","status":"publish","type":"post","link":"https:\/\/www.zotinsurance.com\/blog\/top-questions-to-ask-about-trucking-insurance\/","title":{"rendered":"Top questions to ask about trucking insurance"},"content":{"rendered":"

Whether you operate your truck in Davie, FL, or all over the country, it is critical to have a comprehensive trucking policy in place. The specialists at Zot Insurance Agency would be happy to guide you through the process of putting together a policy that is customized to your trucking needs. <\/p>\n

How do I know what type of policy I need for my truck?<\/strong><\/h2>\n

Trucks are classified into three different categories, and depending on the type of truck you have, we will be able to determine the right policy. A truck will either be insured as a light, medium, or heavy-duty truck. Each one of those classes of trucks requires a specific policy. <\/p>\n

What type of coverage do I need?<\/strong><\/h3>\n

While each truck company is different, below are the basic coverages most trucking companies carry. <\/p>\n

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    Commercial Auto Liability<\/strong>: A commercial auto policy will help pay for liability and property damage in the event your truck is in an accident with a third party.<\/p>\n<\/li>\n

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    Physical Damage coverage<\/strong>: Unlike the commercial auto policy that only covers third party damages, the physical damage coverage will help repair or replace your truck in the event of an accident. <\/p>\n<\/li>\n

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    Motor Truck Cargo<\/strong>: Truck cargo insurance will help recover the cost in the event the load you are carrying is lost or damaged.<\/p>\n<\/li>\n<\/ul>\n

    What is the insurance company rating? <\/strong><\/h3>\n

    This is a critical question to ask as you want to make sure the insurance company will be around in the event you need to file a claim. A high rating indicates a financially sound insurance company. <\/p>\n

    Do I need an umbrella policy? <\/strong><\/h3>\n

    Considering an umbrella policy is never a bad idea. As you know, trucking accidents can cause a large amount of damage, and an umbrella policy will offer you additional protection. <\/p>\n

    If you would like to learn more about trucking insurance, reach out to an agent at Zot Insurance Agency in Davie, FL today. We proudly serve Florida and nearby states.<\/p>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    Whether you operate your truck in Davie, FL, or all over the country, it is critical to have a comprehensive trucking policy in place. The specialists at Zot Insurance Agency would be happy to guide you through the process of putting together a policy that is customized to your trucking needs.  How do I know […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-54","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-davie-fl","tag-zot-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t